Kelly Smith

Meet Kelly

Born and raised in Caruthersville, Kelly understands the community and its residents.  She takes those small town values to heart and is ready to help her customers with their home loan needs.

Kelly has spent over 30 years as a licensed insurance agent. This career lead her to The Bank of Missouri in 2017, where she started as a commercial account manager later moving to a relationship development specialist and now a mortgage loan officer. Kelly is focused on working with customers one-on-one for a personalized experience as she helps with them their home loan needs.

Kelly has two grown children, Valerie and Justin, along with being a proud grandma to Mikah, Hailee and Kyson. When not working, she enjoys traveling and spending time with her family and friends.

Kelly is proficient in all types of loans, such as conventional, jumbo, FHA, and 100% loans, like USDA Rural Housing and VA loans. We also offer construction and home equity loans and would love to discuss what type of loan may be a good fit for you.