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Business Savings

Grow your business from a strong foundation

Plan for emergencies, capitalize on opportunities

Your business day can be a whirlwind. Savings accounts from The Bank of Missouri help you plan your response. Whether you need to create a safety net, save for a specific expense or make a move at a moment's notice, you can operate from a position of strength with these options.

Smart Saving Solutions
Mobile and Online Banking
Earns Interest
Solutions for All Size Businesses
Business Bankers Ready to Help

Business Accounts

Business Money Market

Maintain access to your money while it grows. You have the ability to write checks from this account, which features a lower entry point than our High Performance Savings option. 

  • Minimum opening deposit of $100
  • No minimum balance requirements
  • No monthly service charge
  • Six withdrawals or transfers per month¹, excluding ATM and in-person transfers
  • Interest-bearing² when balance is above $4,999.99; interest paid monthly
  • Monthly electronic or paper statement available, includes images
  • FDIC protection

Business High Performance Savings

Boost your reserves with our high-yield savings account. Set aside money for future purchases or for the unexpected.  

  • Minimum opening deposit of $10,000
  • No minimum balance requirements
  • Six transfers per month¹, excluding ATM and in-person transfers
  • Interest² paid semi-annually
  • Monthly electronic or paper statement available, includes images
  • FDIC protection

Certificates of Deposit (CDs)

When you have extra money to set aside for growth, a CD delivers some of our highest rates available. Maximize your savings by keeping funds on deposit for the full term. 

  • Opening deposits start at $500
  • Minimum balance of $500 to earn fixed-rate interest
  • Choose from various terms at competitive market rates

IntraFi® Network DepositsSM

With IntraFi Network Deposits (formerly known as ICS and CDARS deposit products), you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship.

We, like other institutions that offer IntraFi Network Deposits, are members of a special network. When we place your deposit through IntraFi Network Deposits, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000. The amounts are then placed into deposit accounts or CDs at multiple FDIC-insured banks. As a result, you can access FDIC coverage from many institutions while working directly just with us.

Receive one statement from our bank for each product option in which you participate and access key details about demand and savings accounts online, 24/7. And, as always, know that your confidential information is protected.

View this short video to learn more.

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1Federal regulations limit the number of the following types of withdrawals and transfers from a savings or money market account to a total of six (6) each month: automatic or preauthorized transfers, telephone transfers, mobile and online banking transfers or payments, checks, drafts, debit card, or other similar orders to third parties. If you exceed these limits three or more times, the bank may be required to close your account. 
2Rates are subject to change daily.

Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the program agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. Program withdrawals may be limited to six per month for funds placed in MMDAs. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFi Network Deposits satisfies those restrictions. Network Deposits and the IntraFi logo are service marks, and IntraFi, ICS and CDARS are registered service marks, of IntraFi Network LLC.