We're here to provide the key to homeownership
House-hunting or house-building? You might have a certain style in mind. Or size. Or neighborhood. But when it comes to choosing a mortgage, sometimes it's hard to know where to begin. Breathe easy. Our experienced lending team can explain all the options and help you walk away with a loan that's just right for your new home. And if you’re looking to refinance, we’re here for that too.
At The Bank of Missouri, we offer a wide range of mortgages designed to meet your current finances and future plans.
Conventional loans are a popular choice for buying or refinancing a home. You’ll find flexible term lengths with fixed and adjustable rate options.
Building your own home can be exciting, and sometimes overwhelming. Our team is here to help with financing your build. A construction loan can be converted to a traditional mortgage later so that it fits your needs during the build and after.
We know medical doctors have unique home loan needs. Our Doctors' Loan program is here to help with competitive rates and terms, 110% financing on purchases or refinances and no PMI.
Available to eligible veterans, active duty personnel, reservists, and certain surviving spouses, VA loans offer flexible credit standards. Up to 100% financing is available for loans, which are guaranteed by the U.S. Department of Veteran Affairs. VA loans can be used for purchases and refinances.
USDA loans are designed for borrowers who are purchasing homes in rural areas or certain designated suburbs. This can be a good choice for eligible first-time homebuyers with up to 100% financing available and flexible credit guidelines. Income limits may apply.
FHA loans can be a good fit for lower- and moderate-income borrowers who might not qualify for traditional mortgages. Down payments can be as low as 3.5% and less-than-perfect credit history is acceptable. Fixed and adjustable rate options are available.
Already own a home? You may have equity in your home, which is the difference between what your home is worth and what you owe on your mortgage. Use your equity to open a home equity line of credit to finance renovations, major purchases, education costs, or other expenses. Want to learn more? Contact our friendly lending team or fill out an online application.
We'll help you navigate the homebuying process so you have the information and confidence to find the right home loan for your lifestyle and budget.
