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Kasasa Cash Back

Shop with your debit card. Get cash back. Go shop some more.

Who is going to say 'no' to some extra pocket money?

We'll bet it's not you. By using your debit card for everyday purchases, you can earn a nice chunk of change every month. And as an added bonus, we'll rebate up to $25 in monthly ATM fees.

You deserve more money
Cash Back Rewards
ATM Refunds
Mobile Banking
Convenient Banking Locations

Simple steps put more money in your pocket

Use your debit card regularly. Log in to online banking. Sign up for electronic statements. When you do all of the above, you'll receive 4% cash back on your first $200 in debit card purchases each month.1 So if you spend the full $200, you'll receive $8. And if you spend less? You still get 4% back - along with all these other benefits.

  • Minimum opening deposit of $100
  • No monthly service charge
  • Receive nationwide ATM fee refunds, up to $25 per monthly cycle²
  • Free online banking and electronic BillPay
  • Free mobile app and mobile check deposit
  • Free Bank of Missouri debit card

Unlock your rewards

To qualify for cash back and ATM rebates, here's what you need to do each month:

  • At least 15 debit card transactions (posted and settled)
  • Log into Online Banking from your favorite device
  • Receive electronic statements

If you come up short during any month, no worries! You still have a free checking account with 24/7 digital banking. And you can start off fresh the next month in your quest to earn maximum rewards.

Let's learn a little more about your rewards

Rewarding you for banking with us is one of our favorite things to do. So, let's take a look at how your cash back rewards work.

How cash back rewards work

When you meet the rewards qualifications, you will receive 4.00% cash back on up to a total of $200.00 in debit card purchases.

Those purchases need to post and settle to the account during that cycle period, meaning purchases made on the last few days of the cycle may not get counted. Your cash back reward will be credited to your account on the last day of that statement cycle.

How ATM refunds work

The Bank of Missouri has ATMs at bank locations across the state. We also want to make sure you're covered for those times when you aren't nearby. That's why we offer nationwide ATM fee refunds.

Bank of Missouri customers can use our bank ATMs any time at no charge. We have ATMs at 30+ locations across Missouri.

You will typically have a fee from our bank and the out-of-network bank. If you meet your rewards qualifications, we'll refund up to $25 worth of fees for the qualifying cycle.2 If you don't meet the rewards qualifications, you will not receive a refund on those fees.

You will see a charge every time you use an out-of-network ATM. Kasasa accounts offer refunds on those fees when the monthly criteria are met.2

Between the fee your own bank charges you and the other bank's fee, that's typically around $6 per ATM transaction, based on national averages. At that rate, $25 in ATM refunds would get you about four out-of-network ATM withdrawals. Keep in mind though that fees can be higher, especially at special events or in touristy areas. Be sure to check the fees before you withdraw to avoid surprises.

Fast tip: Keep up with your ATM fees and your account any time in our mobile banking app.

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Kasasa Account Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. Enrollment in electronic services (e.g. online banking, e-statements) and log-ons may be required to meet some of the account's qualifications. Limit of one (1) account(s) per social security number. This account is not to be used for commercial purposes. If the account is closed, you will forfeit any rewards that have not been credited to your account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.

1When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 4.00% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back payments may be earned per Monthly Qualification Cycle.When your Kasasa Cash Back account qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.

2You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa account during the Monthly Qualification Cycle in which you qualified. ATM fee reimbursements will be credited to your account on the last day of the statement cycle. When your account qualifications are not met, the ATM withdrawal fees are not refunded. Sometimes, the withdrawal information we receive for your transaction does not tell us the exact ATM withdrawal fee. In those instances, we estimate the fees based on averages. If you incur a fee greater than the estimation, we will adjust the amount if 1) you have not exceeded the $25 monthly cap and 2) we receive the transaction receipt within sixty (60) calendar days of the transaction.

3To earn your rewards, the following enrollments must be in place and all transactions and activities must post and settle to your account during each Monthly Qualification Cycle: 1) At least 15 debit card purchases; 2) Be enrolled in and log into Online Banking; 3) Be enrolled in and have agreed to receive e-statements rather than paper statements. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. "Banking Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day. "Statement Cycle" means the period of time for which our bank provides a summary of the financial activities and transactions that post and settle to the accountholder's account.

Trademark information:
Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. iTunes is a trademark of Apple Inc., registered in the U.S. and other countries. Google Play is a trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.